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Personal Finance is South Africa`s leading publication of financial planning, investment, retirement and debt management news. Sound financial advice for everyday people.

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Budget pinch: South Africans reduce Easter charity and travel spending

Ashley Lechman|Published 3 weeks ago

As South Africans get ready for April holidays, charitable donations see a surprising decline amidst rising travel and essential expenses, prompting new spending habits and financial strategies. Discover what this means for consumers this month.

FSCA warns against dealing with these operators

Staff Reporter|Published 1 month ago

The Financial Sector Conduct Authority (FSCA) has recently issued public warnings about dealing with the following operators.

Are you owed money in unclaimed dividends?

Staff Reporter|Published 1 month ago

Alongside other 19 listed companies, Old Mutual says it is determined to help these shareholders and beneficiaries gain access to their unclaimed benefits.

How can South Africans improve their financial literacy?

Martin Hesse|Published 1 month ago

People become more money-savvy when they start earning and gain experience in managing the money they have earned.

Can global equities benefit you in any environment?

Kondi Nkosi|Published 1 month ago

The current political and geopolitical turmoil only provides further reasons to consider maintaining a domestic bias.

Choosing the right business structure: a guide for entrepreneurs

Alex Odendaal|Published 1 month ago

This guide explores four common business structures: sole proprietorships, partnerships, private companies, and personal liability companies to help entrepreneurs ...

Quick reads for this week

Staff Reporter|Published 1 month ago

Personal Finance highlights the quick reads for this week.

How ‘waithood’ can help Gen Zs to thrive

Staff Reporter|Published 1 month ago

While macroeconomic factors almost certainly contribute to Gen Zs’ delayed transition to independent living, there are deeper dynamics at play.

Tips to reduce your money stress and build wealth

Staff Reporter|Published 1 month ago

The latest Momentum/Unisa Household Financial Wellness Index reveals that only 15% of South African households are financially literate, even though nearly half ...

New tax year brings second wave of savings-pot withdrawals

Vickie Lange|Published 1 month ago

Fund members may access their savings pots once every tax year, with over 400 000 having done so via Alexforbes between September 2024 and February 2025 during the ...

Predatory lenders ‘are violating your rights’

Sebastien Alexanderson|Published 1 month ago

With an eminent result of over 42% of the country’s 23 million credit-active consumers classified as impaired, the threat is more than a financial statistic.

Lower interest rates boost real estate market

Martin Hesse|Published 1 month ago

The Absa Homeowner Sentiment Index for the fourth quarter 2024, released in early March, showed that South Africans’ confidence in the future of residential property ...

Forecasting is hard, but with Trump it’s almost impossible

Stuart Podmore|Published 1 month ago

While geopolitics continues to influence global markets at every turn, we believe that central banks’ response to inflation will be key in creating both challenges ...

Inflation steady at 3. 2%, no change in interest rates

Staff Reporter|Published 1 month ago

This week Statistics SA released the February year-on-year inflation figures and the South African Reserve Bank (SARB) decided to maintain the repo rate at its current ...

Four trends shaping consumer demand for data

Craig Blignaut|Published 1 month ago

The future of data consumption will be shaped by demand, innovation, personalisation, artificial intelligence and competition.

Government delivers a fatal one-two punch to consumers

Ashley Lechman|Published 1 month ago

Sarb governor, Lesetja Kganyago said that four members preferred this action, while two favoured a cut of 25 basis points.

Watch VideoWatch live: Sarb governor announces MPC decision on interest rates

Ashley Lechman|Published 1 month ago

Ahead of the governor's announcement it was widely predicted by economists and analysts that the Sarb would be keeping the rate unchanged.

Nersa approves Eskom tariff hikes: what this means for consumers

IOL Reporter|Published 1 month ago

As NERSA approves significant electricity tariff increases for Eskom direct customers and municipalities, find out what this means for your pocket and the future ...

Economic experts warn of crisis after SA Budget Speech delayed

Yogashen Pillay|Published 2 months ago

South Africa faces potential economic turmoil as the Finance Minister's Budget speech is postponed amidst GNU disagreements over VAT increases. Leading economists ...

Budget: FairPlay calls for VAT-free chicken in revised Budget

Yogashen Pillay|Published 2 months ago

FairPlay movement said that the government should use the delay in announcing this year’s Budget to provide for the inclusion of VAT-free chicken in next month’s ...