Dieketseng Maleke

Content Editor for Personal Finance

Point of view: the case for lower interest rates

Dieketseng Maleke|Published

South Africa faces a dire jobs crisis, with unemployment soaring to 32. 9%. This article argues for a 50 basis point cut in interest rates to stimulate economic ...

The risks of cancelling your insurance during a financial crisis

Dieketseng Maleke|Published

In the current economic climate, many policyholders are tempted to cancel their insurance to save money. However, experts warn that this decision could lead to severe ...

Pension funds must comply with PFA information requests, says Muvhango Lukhaimane

Dieketseng Maleke|Published

The Pension Funds Adjudicator, Muvhango Lukhaimane, asserts that pension funds must provide requested information without beneficiary consent, clarifying the PFA's ...

Point of view: essential crypto tips for South African consumers

Dieketseng Maleke|Published

Discover essential insights into cryptocurrency for South African consumers, including how to spot scams and safeguard your investments.

South Africans increasingly access retirement savings amid financial strain

Dieketseng Maleke|Published

South Africans are increasingly withdrawing from their retirement savings pots under the new two-pot system, with many making repeat withdrawals in a short span. ...

How millennial mothers are redefining financial management

Dieketseng Maleke|Published

Explore how millennial mothers are transforming their financial strategies amidst rising living costs, utilising fintech tools to ensure their families thrive.

Sanlam's campaign aims to break the silence on money conversations

Dieketseng Maleke|Published

Sanlam's Dirtiest Word campaign encourages South Africans to openly discuss personal finance, aiming to break the stigma surrounding money conversations and promote ...

How to spot rising impersonation investment scams in South Africa

Dieketseng Maleke|Published

Impersonation investment scams are on the rise in South Africa, with fraudsters exploiting digital anonymity to deceive unsuspecting victims. Learn how to identify ...

Understanding the legacy policy exemption in South African retirement annuities

Dieketseng Maleke|Published

Members of pension funds should be aware that legacy policies are exempt from the new two-component benefit system, as clarified by the pension funds adjudicator, ...

Point of view: how to spot and combat fraud

Dieketseng Maleke|Published

Explore the alarming rise of SAPS impersonation scams in South Africa, as we delve into the tactics used by fraudsters and the psychological toll on victims.

Point of view: how South Africans are navigating financial challenges according to the SpendTrend25

Dieketseng Maleke|Published

Discover how South Africans are adapting to financial pressures in the latest SpendTrend25 report, revealing insights into spending habits, digital payment trends, ...

African Bank Limited faces R700,000 penalty for misleading advertising

Dieketseng Maleke|Updated

Discover how the FSCA imposed a R700,000 penalty on African Bank Limited for misleading advertising practices that could affect consumer trust in financial institutions. ...

Point of view: Minister Kubayi addresses crisis in South Africa's Master's Offices

Dieketseng Maleke|Published

Minister Mmamoloko Kubayi confronts the crisis in South Africa's Master's Offices, revealing alarming dysfunction but also a commitment to reform that could restore ...

Master’s Offices face operational paralysis amid leadership crisis

Dieketseng Maleke|Published

Operations at six Master’s Offices in South Africa have come to a standstill due to unfilled leadership positions, raising concerns about service delivery for vulnerable ...

Pension Funds Adjudicator rules against sperm donor’s children in death benefit case

Dieketseng Maleke|Published

The Pension Funds Adjudicator has ruled that children conceived through artificial insemination with a sperm donor are not entitled to death benefits, highlighting ...

Point of view: the R60 billion class action against banks

Dieketseng Maleke|Published

Discover the shocking reality of South African homeowners facing repossession as banks auction their homes for as little as R100. This article explores the R60 billion ...

Quick reads for this week

Dieketseng Maleke|Published

PF highlights the quick reads for this week.

Credit card usage in South Africa surges by 43%: what it means for consumers

Dieketseng Maleke|Published

Standard Bank reports a 43% increase in credit card uptake among South Africans, highlighting a shift in consumer behaviour towards using credit cards for everyday ...

South Africa's life insurance industry shows resilience with record payouts in 2024

Dieketseng Maleke|Published

South Africa's life insurance industry closed 2024 with a robust financial position, achieving record payouts of R639 billion in claims and benefits. This article ...

Point of view: how to protect yourself from investment scams

Dieketseng Maleke|Published

Discover the alarming story of Jacques Adriaan Jordaan, an unauthorised financial advisor who deceived many with false promises of high returns. Learn how to protect ...

Quick reads for this week

Dieketseng Maleke|Published

PF highlights the quick reads for this week.

Metropolitan International Holdings faces lawsuit over alleged fraudulent share transaction in Kenya

Dieketseng Maleke|Published

Metropolitan International Holdings is facing a significant legal challenge in Kenya, accused of fraudulently transferring shares in Cannon Assurance Ltd.

Fast-track your journey to homeownership with these financial tips

Dieketseng Maleke|Published

Discover practical financial strategies to make homeownership attainable in South Africa. From leveraging government grants to comparing home loan rates, learn how ...

How to turn sin taxes into savings for a wealthier future

Dieketseng Maleke|Published

Discover how the rise in sin taxes in South Africa can be an opportunity for financial growth. Learn practical tips to redirect your spending into savings and achieve ...

Point of view: what to know about the Two-Pot retirement system when you resign

Dieketseng Maleke|Published

Explore the implications of the Two-Pot Retirement System in South Africa and learn what happens to your retirement savings when you resign. Discover the options ...