Dieketseng Maleke

Content Editor for Personal Finance

Point of view: the stark financial reality facing South Africa's youth in 2025

Dieketseng Maleke|Published

A stark comparison between the cost of living for young professionals in 2009 versus 2025 reveals a troubling reality: despite higher nominal salaries, today's South ...

Nearly 80% of township businesses operate unregistered, Standard Bank report reveals

Dieketseng Maleke|Published

Standard Bank's inaugural Township Informal Economy Report reveals that despite contributing nearly a trillion rand to South Africa's economy and creating thousands ...

African Parliamentary Network calls for banking sector scrutiny in fight against illicit financial flows

Dieketseng Maleke|Published

The African Parliamentary Network on Illicit Financial Flows and Taxation has called for greater scrutiny of banking practices as it marks a decade of fighting financial ...

Treat insurance as a vital part of financial planning

Dieketseng Maleke|Published

The South African Insurance Association (SAIA) highlights the critical role of non-life insurance in financial planning during World Investor Week 2025.

Point of view: why multinational corporations must pay their fair share

Dieketseng Maleke|Published

At the 13th Pan-African Conference on Illicit Financial Flows and Taxation, African leaders and experts gathered to address how multinational corporations continue ...

ETFs offer hope for South Africa’s savings crisis, according to report

Dieketseng Maleke|Published

With only 6% of South Africans expected to afford retirement and household savings at negative rates, the country faces a critical financial crisis. This article ...

62% working parents struggle with school holiday childcare, study shows

Dieketseng Maleke|Published

Research reveals 62% of working parents find organising school holiday childcare significantly challenging, with over half using annual leave to cover childcare ...

UCT Liberty Institute study reveals R1 Trillion graduate spending power, but gender pay gap still lingers

Dieketseng Maleke|Published

New research from the UCT Liberty Institute reveals that South African graduates aged 30-39 control R1 trillion in spending power, highlighting education's role ...

Point of view: the double-edged sword of Machine Learning in South African finance

Dieketseng Maleke|Published

Machine Learning promises to revolutionise financial inclusion in South Africa, but new research reveals a complex picture of benefits and risks. This opinion piece ...

Navigating inheritance rights: lessons from the R44 million Mabuza estate

Dieketseng Maleke|Published

Explore the complex legal battle surrounding the R44 million estate of former deputy president David Mabuza, revealing the critical importance of legal recognition ...

Point of view: why spring is the perfect time to review your home insurance

Dieketseng Maleke|Published

Spring is the ideal time to refresh your home and review your insurance policies. Discover how updating your asset register and understanding your coverage can protect ...

New tax regulations for South African influencers and gig workers

Dieketseng Maleke|Published

Sars has introduced a new taxpayer segment targeting social influencers and gig economy participants, emphasising the importance of declaring all forms of income. ...

Point of view: why living together without a will can lead to heartbreak

Dieketseng Maleke|Published

Discover the legal pitfalls of cohabitation in South Africa and learn why drafting a will and cohabitation agreement is essential for couples.

Pension fund reverses decision, pays out R798 000 death benefit to beneficiaries

Dieketseng Maleke|Published

A pension fund has reversed its earlier decision and will now pay R798 066. 32 to the beneficiaries of a deceased member, following intervention by the Office of ...

Sars reminds trustees of tax filing deadlines for trusts

Dieketseng Maleke|Published

Sars has announced the official filing season for trusts, running from September 2025 to January 2026. Trustees are reminded of their legal obligations and the importance ...

Pastor and associate sentenced for R5. 8 million Ponzi scheme in Western Cape

Dieketseng Maleke|Published

A Western Cape pastor and his associate have been convicted for orchestrating a R5. 8 million Ponzi scheme, exploiting the trust of their community. This case underscores ...

Financial independence: essential planning for women during Women’s Month

Dieketseng Maleke|Published

Explore the financial challenges women face in South Africa during Women’s Month and discover expert advice on how to achieve financial empowerment and independence. ...

Point of view: Alabuga Start, a cautionary tale for young job seekers

Dieketseng Maleke|Published

This article explores the alarming case of the Alabuga Start programme, which lured young South African women with false promises of international careers, only ...

Quick reads for this week

Dieketseng Maleke|Published

Quick reads from this past week on Personal Finance.

Bridging the financial literacy gap for women in South Africa

Dieketseng Maleke|Published

Explore the financial challenges faced by women in South Africa, as experts discuss the impact of financial literacy, societal dynamics, and the importance of informed ...

Point of view: the importance of healthcare quality for everyone

Dieketseng Maleke|Published

Explore why healthcare quality is crucial for everyone, not just those who are currently ill. This opinion piece delves into the latest Health Quality Assessment ...

How open discussions about money can save South African families from financial crises

Dieketseng Maleke|Published

Discover why open conversations about money are essential for South African families to avoid financial crises. Learn practical tips for creating a budget and building ...

Point of view: Understanding the Offer to Purchase in South Africa's property market

Dieketseng Maleke|Published

Discover the critical aspects of signing an Offer to Purchase in South Africa's property market and learn about the common pitfalls that can lead to failed transactions. ...

National Financial Ombudsman warns of rising virtual banking card fraud

Dieketseng Maleke|Published

The National Financial Ombudsman reports a staggering 73% increase in digital banking fraud complaints, highlighting the risks associated with virtual banking cards. ...