What the law says about retrenchment

Lorraine Kearney|Published

If you face retrenchment, you need to know what the law expects of your employer to ensure that the process is fair.

Should women choose insurers that cater only for them?

Lorraine Kearney|Published

Speak to almost any insurer, and they will tell you that, in general, insurers charge women lower premiums than men for vehicle insurance, because they are less ...

Do top-end credit cards really give you more?

Lorraine Kearney|Published

What does it take to qualify for a prestige credit card that marks you out as a high flyer? And are the benefits more than a mirage?

Enjoy the freedom that saving brings

Lorraine Kearney|Published

You’re young, you’re flossing, you’re ballin’. You’re living your best life – got the car, got the clothes and the shoes, going out every night. And it’s all on ...

Celebrities don’t live as large as you think

Lorraine Kearney|Published

Cassper Nyovest and Pearl Thusi are living their best life. And looking at their social media, you’d be forgiven for thinking that their best life is also their ...

FNB adds Easy to eBucks

Lorraine Kearney|Published

First National Bank has changed the rules of its leading rewards programme, eBucks. For the first time, its entry-level Easy account is included.

UIF ready to hand out more benefits

Lorraine Kearney|Published

There is a R126-billion surplus in the Unemployment Insurance Fund (UIF), and if changes before Parliament are approved, this money will be used to your benefit. ...

Get tough on family who bleed you dry

Lorraine Kearney|Published

You are not doing your grown-up children any favours by letting them rely on you for financial support, and you are putting your own future at risk.

Funeral cover: what to look for

Lorraine Kearney|Published

If you are buying funeral cover for yourself or your family, make sure it is from a reputable company that is registered with the Financial Services Board.

Protect your estate from fraud

Lorraine Kearney|Published

To thwart fraudsters raiding your estate, you can take steps to protect your identity and ensure the correct procedures are followed promptly in the event of your ...

Beneficiary fraud a headache for trustees

Lorraine Kearney|Published

On the death of a retirement fund member, the fund trustees must identify and trace the member’s beneficiaries. This process is open to fraud.

Insurance headache for elderly drivers

Lorraine Kearney|Published

If you 70 or over, you may be required by your insurance company to prove regularly that you are fit to drive.

Clawing back an insurance excess

Lorraine Kearney|Published

Your excess on a motor insurance claim can be a significant portion of the claim. And if an accident was not your fault, it depends on the insurer what you get back. ...

How new-generation cards protect you

Lorraine Kearney|Published

Bank card fraud is prevalent, and you need to be on your guard, especially at ATMs, but chip-embedded bank cards offer you a high degree of safety.

Be safe from fraud these holidays

Lorraine Kearney|Published

Summer holidays may be a time for relaxing, but don’t let down your guard when it comes to banking safety and your holiday accommodation.

You must appoint your healthcare broker

Lorraine Kearney|Published

No-one has the right to appoint a healthcare broker for you, the Council for Medical Schemes says.

No hike on Standard Bank’s bundle fees

Lorraine Kearney|Published

Standard Bank says clients with bundled accounts will not pay higher bundle fees next year, and its transaction fee increases are below inflation.

Banks home in on Capitec’s turf

Lorraine Kearney|Published

Capitec still reigns supreme as the most affordable bank among middle-income earners, but three of its “big four” competitors are challenging its top spot in the ...

Debt collection law changes proposed

Lorraine Kearney|Published

Legislation aims to bring lawyers in line with debt collectors on what they charge you to recover debt.

DTI wants limits on credit life premiums

Lorraine Kearney|Published

The Department of Trade and Industry has released draft regulations on credit life insurance that limit its cost and ensure guaranteed minimum benefits for consumers. ...

Club Leisure off the hook for now

Lorraine Kearney|Published

The National Consumer Commission is withdrawing the case it lodged with the National Consumer Tribunal against Club Leisure Group.

Bank card fraudsters change tactics

Lorraine Kearney|Published

The South African Banking Risk Information Centre is concerned about the increase in fraud when you have lost your card or it has been stolen.

Loans: govt slashes interest rate caps

Lorraine Kearney|Published

The government has slashed interest rates on personal loans and has simplified the formula used to calculate the maximum interest rate on loans.

Another blow to case against holiday clubs

Lorraine Kearney|Published

Thousands of holiday club members have again been left hanging following the decision by the National Consumer Commission to withdraw its case against the Univision ...

Easy way to reverse dodgy debit orders

Lorraine Kearney|Published

Absa is the first bank to offer a quick way immediately to reverse a questionable debit order on your account.