There is more than one way to send money to someone who does not have a bank account, but you need to watch out for the costs.
Before creditors or debt collectors can blacklist you at a credit bureau, there are certain steps they must follow, as stipulated in the National Credit Act (NCA). ...
The statistics on South Africans with impaired credit records are not good and consumers need to be proactive in managing their finances better, the National Credit ...
Two banks are offering you a low three-percent minimum monthly repayment on your credit card.
Standard Bank and Absa’s low-cost, paperless banking products enable you to perform basic transactions without having to travel to a branch or an ATM.
The information encoded on your card is easily accessible to those with criminal intent, and banks will not be sympathetic if your loss has been due to your carelessness. ...
At his presentation for the acsis/Personal Finance Financial Planning Club, Gerhardt Meyer from acsis spoke about the government’s Treating Customers Fairly initiative ...
Property shares have enjoyed a resurgence on the JSE, but asset managers say the sector may now be expensive.
Take time to read a credit agreement, and understand your rights and obligations before you sign a contract that will bind you to its terms and conditions, the Credit ...
More cautious lending practices by the banks and a proactive approach by over-indebted homeowners have resulted in a decrease in the number of sales in execution. ...
The date you leave a retirement fund is the date according to which your withdrawal benefit must be calculated – not the later date when the payment is made to you. ...
There are several things you can do to get the most benefit out of your home loan.
South Africans are not saving nearly as much as they should be, but a recent survey indicates that young working people are aware of the importance of managing their ...
Consumers are slowly showing better management of their finances and payment of credit, according to the National Credit Regulator.
A mix-up between a pension fund’s administrator and its life assurer resulted in both benefits not being paid to a widow for five years after her husband’s death. ...
The National Credit Regulator is considering approaching the Constitutional Court because it says that a recent ruling by the Supreme Court of Appeal renders the ...
Insurer must pay claim despite ongoing court battles, says ombud.
Two retirement funds found guilty of ‘a gross deriliction of duties’ for failing to pay out benefits.
Paul Leonard, who has a Certified Financial Planner accreditation, discusses the investment choices you face at retirement.
A debt counsellor who misappropriated client money has been ordered to pay it back with interest. She has been deregistered and faces criminal charges.
Car insurance product falls far short of traditional comprehensive cover, says short-term insurance ombudsman.
In his report for 2010, the short-term insurance ombudsman notes that because of the recession many South Africans ...
If you need to notify the taxman about a change in your banking details, there’s a new procedure to follow.
At the recent acsis/Personal Finance Financial Planning Club presentations around the country, Andrew Salmon, the executive head of investments at acsis, and Michael ...
Banks are becoming more innovative in offering services and products that meet the special needs of South Africans, taking into account their concerns about security. ...