Why every woman should consider estate planning this Women’s Month

 This Women’s Month, we celebrate the strength, grace, and brilliance of women across South Africa. While we honour achievements and raise our glasses to progress, there’s one powerful act that deserves just as much attention: drafting your Will.

A Will is more than paperwork. It’s a deeply personal and empowering tool that protects what matters most, honours your journey, and ensures your legacy lives on.

Here are seven meaningful ways to think about estate planning:

Your Will is your voice, use it

A Will isn’t just a legal document. It’s your voice, your values, and your final say. It ensures your wishes are respected and your loved ones are protected. Think of it as the last chapter in your story, one only you can write.

 You don’t need millions to have a Will

Estate planning isn’t reserved for the wealthy. If you have a child, a home, a savings account, or even a beloved pet, you have something worth protecting. Your legacy matters, no matter the size of your estate.

 Don’t wait for the “right time”, start now

Life is unpredictable. Whether you’re just starting your career or enjoying retirement, drafting your Will is a gift to your future self and your family.

 Talk about it, even if it’s uncomfortable

Conversations about Wills and estate planning can feel awkward, but they’re necessary. Opening the dialogue with loved ones is a sign of care, not morbidity.

 Make it personal, because your life is unique.

Your Will should reflect your story. From heirlooms to handwritten letters, it’s not just about money; it’s about meaning.

Choose your team wisely

Choosing the right executor is crucial when drafting a Will, as a family member or friend may lack the necessary expertise to manage the estate administration process. Professionals, like banks, ensure efficient, transparent, and ethical handling of the estate, minimising fraud risks and ensuring integrity.

Leave a legacy that speaks for you

You’ve lived with purpose, now plan with purpose. Your Will is a chance to leave behind clarity, comfort, and care. It’s how you turn your life story into a legacy that lasts.

A Will isn’t just a legal document; it’s a powerful act of love and responsibility. It’s how you protect your family, preserve your values, and ensure your voice is heard long after you’re gone.

* Meyer is the product head of Wills and deceased banking at FNB Fiduciary.

PERSONAL FINANCE