Financial independence isn’t just about security—it’s about power. As International Women’s Month has put the spotlight on progress and ongoing challenges, one major gap remains: women are still hesitant to invest.

They save, but they don’t build wealth at the same rate as men. There are many reasons including, risk aversion, lack of education, and the outdated notion that financial markets are a man’s game.That needs to change.

Zihaad Israfil, CEO at CFI Financial South Africa, says more women must take charge of their financial futures through investing, trading, and wealth-building.

"Financial literacy isn’t just about stability—it’s a tool for leadership, entrepreneurship, and long-term success," she says.

Cracking the Investment Code

Despite strides in gender equality, women are still underrepresented in investing and trading. A recent study confirms that women tend to save more than men but invest less, largely due to a fear of risk and unfamiliarity with financial markets.

But with digital platforms and education programs making investing more accessible, the barriers are coming down. Women need to take that first step—whether through stocks, forex, real estate, or entrepreneurship—to gain financial independence and long-term security.

The Leadership Advantage

Money is power, and financial confidence translates directly into business leadership. Women who understand investments, cash flow, and wealth-building make smarter business decisions, negotiate better deals, and take calculated risks that lead to growth.

For female entrepreneurs, this is critical. Access to capital remains one of the biggest challenges for women-owned businesses, often limiting their ability to scale. Investing and trading create alternative revenue streams, ensuring businesses grow without relying solely on loans or investors.

Thinking Long-Term

Financial freedom isn’t just about the present—it’s about the future. Women live longer than men, making financial planning essential.

A solid investment portfolio ensures security in later years, reducing dependence on external financial support and maintaining the lifestyle they’ve worked for.

The Education Gap

Knowledge is the first step. Women need access to financial literacy programs that break down investing, risk management, and market trends in a clear, actionable way.

Financial institutions must step up with inclusive, easy-to-use platforms that foster confidence rather than intimidation.Mentorship also plays a crucial role.

When women see others successfully navigating the financial world, they gain the inspiration and knowledge to act themselves. Investor networks, peer groups, and role models are vital in driving this shift.

Taking Action

Education alone isn’t enough—women need hands-on experience. Demo trading accounts, webinars, and workshops can provide the real-world skills necessary to make confident financial decisions.

Israfil believes that financial confidence is the key to women’s empowerment. "Our goal is to provide secure, technology-driven trading solutions that make financial markets accessible to all. With financial literacy programs,AI-powered tools, and a commitment to transparency, we’re making sure women have what they need to take control of their money—and their futures.

"The message is clear: financial independence isn’t optional. It’s the foundation of power, security, and success. Women need to stop sitting on the sidelines and start building real wealth—because the future is theirs to own."