Nicola Mawson

Freelance Journalist

Interest rates: The big consumer squeeze

Nicola Mawson|Published

Financial pressure mounts as shrinking salaries, rising living costs and record debt levels collide with growing expectations that the Reserve Bank could hike interest ...

What your salary can actually buy is shrinking again

Nicola Mawson|Published

South African workers are losing ground to inflation again as fuel shocks, economic uncertainty and possible interest rate hikes squeeze household finances.

Home loan pain ahead? Economists warn of looming interest rate hike

Nicola Mawson|Published

South Africans may face higher home loan and borrowing costs as economists increasingly expect the South African Reserve Bank to raise rates this week.

Scammers know exactly who to call

Nicola Mawson|Published

South Africa’s elderly are being deliberately targeted by cybercriminals who exploit loneliness, trust and retirement savings.

Civil debt cases dip as more South Africans seek debt counselling

Nicola Mawson|Published

Civil debt summonses and judgements declined slightly in the first quarter even as rising financial pressure drove more consumers into debt review and counselling. ...

How attending the 2026 FIFA World Cup could cost South Africans a year's salary

Nicola Mawson|Published

The ticket may be the cheapest part of the trip. For South Africans, the real cost of attending the 2026 FIFA World Cup could come from the dollar, distance and ...

Why thousands of South Africans struggle to report consumer scams

Nicola Mawson|Published

The National Consumer Commission has expanded enforcement action against untraceable suppliers, illicit traders and non-compliant businesses, but research commissioned ...

All dressed up and deeply in debt

Nicola Mawson|Published

One night, one outfit, one very large bill – and that's before the afterparty. Here's what matric dances really cost and where parents can save.

NCC untraceable suppliers | Ghost companies leave consumers with no legal recourse

Nicola Mawson|Published

Consumers are increasingly struggling to secure refunds, repairs or redress after suppliers disappear after taking payment, the NCC warns.

How rising fuel costs are impacting South African consumer spending

Nicola Mawson|Published

Higher fuel prices are beginning to filter through into South Africa’s economy, with softer payments data pointing to growing pressure on consumers and businesses. ...

Report breaks down how old apartheid patterns still shape SA markets

Nicola Mawson|Published

South Africa’s economy remains deeply shaped by apartheid-era concentration, with dominant firms still controlling large parts of key industries.

National Consumer Commission uncovers 20 more ghost companies affecting South African consumers

Nicola Mawson|Published

The NCC has added 20 more “untraceable suppliers” to its warning list, complicating consumers’ ability to enforce refunds and other protections.

The staggering rise of petrol prices: A 12,470 percent increase over five decades

Nicola Mawson|Published

Petrol prices have surged 12,470% since 1976, with new Statistics South Africa data highlighting decades of fuel shocks and inflation.

When the RAF delays your claim, it can't use that delay against you

Nicola Mawson|Published

If the Road Accident Fund sits on your claim and lets it prescribe, a High Court has ruled it cannot then use that delay against you.

How South Africans are using loyalty apps and cashback programmes to combat rising grocery costs

Nicola Mawson|Published

South Africans are increasingly using loyalty apps, cashback programmes and personalised discounts to cut rising grocery bills.

How cheap insurance can become brutally expensive

Nicola Mawson|Published

Lower monthly premiums may look attractive as households cut costs, but higher excess payments and hidden policy risks can leave consumers facing massive bills.

When your hobby becomes your hedge

Nicola Mawson|Published

From rare coins and whisky to books and vinyl, alternative assets can deliver solid returns, but only if you know what you’re buying.

Pay is rising on paper, but South Africans are getting poorer

Nicola Mawson|Published

PayInc data shows salaries rising modestly, but once inflation is factored in, real incomes are declining as higher fuel and food costs erode purchasing power.

Why South Africans miss out on lower interest rates by not negotiating

Nicola Mawson|Published

South Africans can save thousands simply by negotiating better interest rates with their banks.

Pension fund faces backlash over five-year delay in death benefit payments

Nicola Mawson|Published

Pension fund slammed for five-year delay in paying death benefits, with adjudicator ordering interest and criticising failure to act urgently

Court blocks Nedbank's R419,000 recovery attempt amid reckless lending allegations

Nicola Mawson|Published

Nedbank’s bid to recover R419,000 has been blocked after the High Court allowed a group of farmers to put forward a reckless lending defence.

Start your tax year planning now for better investment returns

Nicola Mawson|Published

Planning at the start of the tax year, rather than rushing at the deadline, can significantly improve long-term investment outcomes.

World’s most valuable coins: How rarity and history turn old currency into millions

Nicola Mawson|Published

Rare coins can fetch millions, but even ordinary-looking coins can hold hidden value, driven by scarcity, history and collector demand.

PICS | How Workers’ Day evolved: from US labour rights to the fight for jobs in South Africa

Nicola Mawson|Published

What began as a global push for fair working conditions now reflects a deeper challenge in South Africa – access to work itself.

Failed house sale lands Gauteng couple in sequestration battle over unpaid levies

Nicola Mawson|Published

Unpaid levies can quickly spiral beyond the original debt, with interest, legal costs and penalties turning modest arrears into liabilities that can ultimately put ...